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Two birds with one stone
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Posts: 3Registered: Dec 2008
Patrickmke
Junior Member


Wednesday, December 17, 2008 12:41 AM

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O.K. here's my situation. My Oldsmobile has 110,000 miles, so it's getting a little long in the tooth. I need a reliable car for my business where I meet clients all over SE Wisconsin. I just test drove a 2009 Dodge Challenger STR8 and it was beautiful fast and I loved it. I came close to buying it and am still kicking the idea around. Then I remembered seeing a 1982 308GTSi at a local used car dealer that specializes in Italian cars. I drove by and it is still there The price is even lower than before I know this would not be a good car for daily driving, neither would the Dodge, especially in Wisconsin winters, (it was 2 degrees this morning and is currently snowing). Then I had a brainstorm. I checked a local Chevy dealer's internet inventory and found a box-stock Chevy Cobalt that would be great for daily driving (and get great milage) The beautiful thing is, for about the same money as the Dodge, $43,000, I could get both a brand new daily driver and a gorgeous Ferrari 308. Am I crazy or is this a great country? My big worry is insurance, is insurance on a Ferrari as much of a monster as service?




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Posts: 4Registered: Dec 2008
PeterGT4
Junior Member


Wednesday, December 17, 2008 1:31 AM

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It depends what policies the insurance companies in your state offer.

For my 308 GT4, it is insured as a "Collector Car" and I'm restricted to pleasure driving only - not for work. There's no mileage or time limitations, I just can't use it to go to-and-from work. Works for me (I have another car as a daily driver). Difference in cost is huge. I pay about $600 a year for the "Collector" policy. If I insured it as a daily driver, it would have been close to $2000. These amounts are in Canadian Dollars (I live in B.C., Canada).

If you look further down this "General Discussion" forum topic, you'll come across a thread concerning daily driver capabilities of the 308. The fuel injected 308 would be more user-friendly in stop-and-go traffic. Most 308 owners tend to NOT use their cars as daily drivers and you'll notice the reasons why listed in that thread. Personnally, I wouldn't bother to use my GT4 as a daily driver as my commute is too short and the traffic is brutal (many accidents happen in front of our property. I've almost been hit a couple of times in the past). I keep the 308 for weekend drives...

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1975 Ferrari Dino 308 GT4 (S/N: 10576)


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Posts: 4Registered: Dec 2008
PeterGT4
Junior Member


Wednesday, December 17, 2008 1:38 AM

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I should have added that based on your question, the 308 GTSi would be your first Ferrari?

If so, please have the car thoroughly checked out by either an independant shop, or a Ferrari dealer before buying (a "Pre-Purchase Inspection" or "PPI" for short). You want to make sure you're not buying a nightmare, because even though the GTSi is an affordable car, if it needs major work, the bills can run up into the thousands of dollars. Very quickly too!

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1975 Ferrari Dino 308 GT4 (S/N: 10576)


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Posts: 3Registered: Dec 2008
Patrickmke
Junior Member


Wednesday, December 17, 2008 8:28 PM

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Well thanks for the info Peter. I just got back from my insurance agent and was pleasantly suprized myself. They quoted me about $81/month which is only about $20 more than I pay in my Olds Alero. I bet I could shop around and find a better rate too. Yes this would be my first Ferrari and probably my only one since I will probably find a wife someday and then I will have to ask for permission to blow my nose. But for now, I have to pinch myself because this is all so possible. The dealer who is selling it specializes in Ferraris and services them as well. I would feel more comfortable buying from them. I will look into the mechanical state of the car first, the last thing I want is to get into something I can't enjoy. I'll be in touch




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